The May 2023 pause never ended, and the fallback plan grew 44 percent in a year. A 29.1 percent FAIR Plan rate increase takes effect October 15.
Written by humans. Flat fees only. No commission moves a ranking.
A 21-word sentence in the standard homeowners policy decided what 65,380 slabbed households got paid. It took eleven years and a Supreme Court case to close the file.
John Darwin vanished from the North Sea in a canoe in 2002. For most of the five years he was dead, he was on the other side of his widow’s bedroom wall.
The museum floor dropped into a hidden cave with eight cars on it. By December, 251,258 people had bought tickets to look at the hole.
Eight of the largest US home insurers, scored on the J.D. Power 2026 claims study, AM Best financial strength, and NAIC market data. Dated, sourced, flat fees only.
Policyholders averaged $118,000 per claim. The uninsured averaged $4,400 in grants. The 30-day waiting period drew that line four weeks before the storm had a name.
State Farm’s newest study puts national odds at 1 in 139, with a 24-fold spread between West Virginia and Nevada. Find your state in the table.
DNA tied at least 21 South Lake Tahoe break-ins to bear 64F. The splintered doors ran through the same homeowners policies that handle fire and hail.
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Disasters That Wrote the Rulebook
13,200 houses, 87 churches, and not one policy to claim on. The strange lines in your homeowner policy were written in that ash.
California, Florida, and Texas documented carrier by carrier, dated, from regulator and carrier records. More states as they are verified.
Four fields, about a minute. Deductible, sublimit, depreciation, gap. The result renders on screen. No email needed.